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New findings: teenage boys will be the biggest users of pay day loans

New findings: teenage boys will be the biggest users of pay day loans

Brand brand New figures show, that 63 per cent of payday advances among young adults involving the many years of 18 and 29 are applied for by guys – and based on personal economist in Danske Bank, Louise Aggerstrom Hansen, that may be the start of a downward economic spiral. That is a primary reason why economic self-confidence is associated with the cornerstones into the bank’s societal impact strategy.

At Danske Bank, Emil Toft Hansen from Copenhagen University is writing their company PhD thesis on lending habits of citizens staying in Denmark. Regarding the this, he has got charted loan that is payday among around 20,000 Danske Bank clients. Their findings reveal that 40% of most payday advances are removed by young adults involving the many years of 18 and 29, as well as in two away from three instances the young debtor is a guy.

In accordance with Louise Aggerstrom, personal economist at Danske Bank, the reality that a lot of young adults are taking right out high-interest pay day loans is a challenge:

“Taking out an online payday loan – plus in specific taking right out a few payday advances – can be the start of a downward monetary spiral. Read more

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